Factual · Sourced from fund PDSs

What does an indexed super option really cost you?

44 low-cost indexed options across 14 Australian super funds. Annual fees calculated at your balance from each fund's own PDS and fee pages.

$
Sorted by annual cost, lowest first. This is not a ranking. Compare like with like: options hold different asset mixes.
Hostplus
Indexed Balanced
75% growth assetsInv. + txn 0.04%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0%
Investment fees
0.03%
Transaction costs
0.01%
1-year return
11.06%
3-year return
Not published yet
5-year return
8.14%
10-year return
8.73%
Returns to 2026-06-30. Checked 2026-10-16 · Sources and details →
Rest
Growth - Indexed (formerly Balanced - Indexed)
Inv. + txn 0%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0.10% (cap $600)
Investment fees
0.00%
Transaction costs
0.00%
1-year return
9.97%
3-year return
Not published yet
5-year return
7.54%
10-year return
Not published yet
Returns to 2026-06-30. Checked 2026-10-19 · Sources and details →
AustralianSuper
Indexed Diversified
70.4% growth assetsInv. + txn 0.06%
— / year
Fee breakdown and returns
Admin fee
$52.00 + 0.10% (cap $350)
Investment fees
0.06%
Transaction costs
0.00%
1-year return
5.75%
3-year return
Not published yet
5-year return
7.20%
10-year return
Not published yet
Returns to 2026-09-30. Checked 2026-10-16 · Sources and details →
Australian Retirement Trust
Balanced Index
75% growth assetsInv. + txn 0.09%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.08%
Transaction costs
0.01%
1-year return
10.33%
3-year return
Not published yet
5-year return
7.14%
10-year return
8.02%
Returns to 2026-06-30. Checked 2026-10-16 · Sources and details →
Aware Super
Balanced Indexed
75% growth assetsInv. + txn 0.06%
— / year
Fee breakdown and returns
Admin fee
$52.00 + 0.15% (cap $750)
Investment fees
0.05%
Transaction costs
0.01%
1-year return
9.77%
3-year return
11.77%
5-year return
Not published yet
10-year return
Not published yet
Returns to 2026-06-30. Checked 2026-10-19 · Sources and details →
HESTA
Indexed Balanced Growth
Inv. + txn 0.09%
— / year
Fee breakdown and returns
Admin fee
$52.00 + 0.15%
Investment fees
0.08%
Transaction costs
0.01%
1-year return
10.49%
3-year return
Not published yet
5-year return
7.90%
10-year return
Not published yet
Returns to 2026-06-30. Checked 2026-10-16 · Sources and details →
Cbus
Indexed Diversified
75% growth assetsInv. + txn 0.11%
— / year
Fee breakdown and returns
Admin fee
$52.00 + 0.19% (cap $1000)
Investment fees
0.09%
Transaction costs
0.02%
1-year return
9.21%
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Returns to 2026-06-30. Checked 2026-10-16 · Sources and details →
Vision Super
Balanced low cost (Vision Personal)
Inv. + txn 0.1%
— / year
Fee breakdown and returns
Admin fee
$66.04 + 0.14% (cap $540)
Investment fees
0.08%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-16 · Sources and details →
Hostplus
Indexed High Growth
Inv. + txn 0.04%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0%
Investment fees
0.02%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Hostplus
Indexed Growth
Inv. + txn 0.04%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0%
Investment fees
0.03%
Transaction costs
0.01%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Hostplus
Australian Shares - Indexed
Australian sharesInv. + txn 0.02%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0%
Investment fees
0.02%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Hostplus
International Shares - Indexed
International sharesInv. + txn 0.03%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0%
Investment fees
0.02%
Transaction costs
0.01%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Hostplus
Bonds - Indexed
Fixed incomeInv. + txn 0.05%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0%
Investment fees
0.05%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Australian Retirement Trust
High Growth Index
Inv. + txn 0.09%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.08%
Transaction costs
0.01%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Australian Retirement Trust
Australian Shares Index
Australian sharesInv. + txn 0.08%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.08%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Australian Retirement Trust
International Shares Hedged Index
International shares (hedged)Inv. + txn 0.1%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.09%
Transaction costs
0.01%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Australian Retirement Trust
International Shares Unhedged Index
International sharesInv. + txn 0.1%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.09%
Transaction costs
0.01%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Australian Retirement Trust
Listed Property Index
PropertyInv. + txn 0.11%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.08%
Transaction costs
0.03%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Australian Retirement Trust
Bonds Index
Fixed incomeInv. + txn 0.09%
— / year
Fee breakdown and returns
Admin fee
$57.20 + 0.10%
Investment fees
0.09%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Aware Super
High Growth Indexed
Inv. + txn 0.06%
— / year
Fee breakdown and returns
Admin fee
$52.00 + 0.15% (cap $750)
Investment fees
0.05%
Transaction costs
0.01%
1-year return
11.04%
3-year return
13.19%
5-year return
Not published yet
10-year return
Not published yet
Returns to 2026-06-30. Checked 2026-10-19 · Sources and details →
Rest
Australian Shares - Indexed
Australian sharesInv. + txn 0%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0.10% (cap $600)
Investment fees
0.00%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Rest
Overseas Shares - Indexed
International sharesInv. + txn 0%
— / year
Fee breakdown and returns
Admin fee
$78.00 + 0.10% (cap $600)
Investment fees
0.00%
Transaction costs
0.00%
1-year return
13.63%
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Returns to 2026-06-30. Checked 2026-10-19 · Sources and details →
Brighter Super
Indexed Balanced
75% growth assetsInv. + txn 0.1%
— / year
Fee breakdown and returns
Admin fee
$26.00 + 0.14% (cap $650)
Investment fees
0.10%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Brighter Super
Indexed Australian Shares
Australian sharesInv. + txn 0.08%
— / year
Fee breakdown and returns
Admin fee
$26.00 + 0.14% (cap $650)
Investment fees
0.08%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Brighter Super
Indexed International Shares
International sharesInv. + txn 0.08%
— / year
Fee breakdown and returns
Admin fee
$26.00 + 0.14% (cap $650)
Investment fees
0.08%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Balanced
50% growth assetsInv. + txn 0.21%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Growth
Inv. + txn 0.21%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Growth High
Inv. + txn 0.21%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Conservative
Inv. + txn 0.21%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Australian Shares
Australian sharesInv. + txn 0.23%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.20%
Transaction costs
0.03%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
International Shares
International sharesInv. + txn 0.23%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
International Shares (Hedged)
International shares (hedged)Inv. + txn 0.23%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Australian Fixed Interest
Fixed incomeInv. + txn 0.23%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Vanguard Super
Global Fixed Interest (Hedged)
Fixed incomeInv. + txn 0.23%
— / year
Fee breakdown and returns
Admin fee
$0 + 0.28%
Investment fees
0.21%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Colonial First State
CFS Index Balanced
Inv. + txn 0.16%
— / year
Fee breakdown and returns
Admin fee
$60.00 + 0.04%
Investment fees
0.16%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Colonial First State
CFS Index Growth
Inv. + txn 0.13%
— / year
Fee breakdown and returns
Admin fee
$60.00 + 0.04%
Investment fees
0.13%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Colonial First State
CFS Index High Growth
Inv. + txn 0.16%
— / year
Fee breakdown and returns
Admin fee
$60.00 + 0.04%
Investment fees
0.16%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Colonial First State
CFS Index Conservative
Inv. + txn 0.15%
— / year
Fee breakdown and returns
Admin fee
$60.00 + 0.04%
Investment fees
0.15%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Colonial First State
CFS Index Australian Share
Australian sharesInv. + txn 0.15%
— / year
Fee breakdown and returns
Admin fee
$60.00 + 0.04%
Investment fees
0.15%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Colonial First State
CFS Index Property Securities
PropertyInv. + txn 0.13%
— / year
Fee breakdown and returns
Admin fee
$60.00 + 0.04%
Investment fees
0.13%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
NGS Super
Indexed Diversified (formerly Indexed Growth)
Inv. + txn 0.1%
— / year
Fee breakdown and returns
Admin fee
$65.00 + 0.17%
Investment fees
0.08%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Equip
Index Diversified
Inv. + txn 0.07%
— / year
Fee breakdown and returns
Admin fee
$52.00 + 0.19% (cap $950)
Investment fees
0.05%
Transaction costs
0.02%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Mercer Super
Mercer Passive Australian Shares
Australian sharesInv. + txn 0.22%
— / year
Fee breakdown and returns
Admin fee
$35.00 + 0.23%
Investment fees
0.22%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →
Mercer Super
Mercer Passive International Shares
International sharesInv. + txn 0.22%
— / year
Fee breakdown and returns
Admin fee
$35.00 + 0.23%
Investment fees
0.22%
Transaction costs
0.00%
1-year return
Not published yet
3-year return
Not published yet
5-year return
Not published yet
10-year return
Not published yet
Checked 2026-10-19 · Sources and details →

Cost = admin fees + admin costs met from reserves + investment fees and costs + transaction costs, at the balance chosen. Excludes insurance and buy/sell spreads. Asset mixes differ between options. How we calculate

Fee changes, once a month

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